Down Payment Assistance

We Help Homebuyers With Down Payment Assistance

Discover programs designed to reduce upfront costs and make buying your first home more affordable.

Your Path to Homeownership Starts Here

For many first-time homebuyers, saving tens of thousands of dollars for a down payment can seem impossible. However, it doesn’t have to be. At The Parker Team – Fairway Independent Mortgage Corporation, we specialize in connecting buyers with down payment assistance programs to make homeownership attainable. Our team can help you understand the complexities of down payment assistance and introduce you to key programs to support your journey.

If you’re a first-time homebuyer in need of down payment assistance, contact us today. We can help you take the initial step toward owning your first home.

Down Payment Assistance Programs in Arizona

Down payment assistance refers to financial aid provided to homebuyers to help with the upfront costs of buying a house. These costs typically include the down payment and, in some cases, closing costs. Here are some down payment assistance programs we can connect you with:

Home Plus Program

The Home Plus Program is one of Arizona’s most popular DPA options for first-time homebuyers. This program provides between 3% and 5% of the mortgage loan amount for your down payment or closing cost assistance.

Home in Five Program

For those in Maricopa County, the Home in Five program offers targeted assistance of up to 6% of the loan amount. Like a Home Plus loan, this is a silent second mortgage, meaning it's forgiven monthly over three years as long as you don’t refinance.

Pima Tucson Homebuyer’s Solution

If you live in Pima County, the Pima Tucson Homebuyer’s Solution offers up to 4% down payment assistance. Open to all eligible buyers, the assistance also functions as a silent second mortgage that’s forgiven over a three-year period.

Local Grants

Many cities and counties offer grants for first-time homebuyers in their communities. Examples include the Arizona Neighborhood Stabilization Program and city-specific initiatives in Tucson and Mesa. Benefits include up to $10,000 toward your down payment.

Discover the Perfect DPA Program for You

Buying your first home is a huge step, but you don’t have to do it alone. Down payment assistance programs are designed to make the dream of owning a home possible by reducing upfront costs. If you’re ready to explore your down payment assistance options, talk to a lending expert who can explain your options, answer your questions, and guide you toward the best solution for your financial situation and goals.

Need help finding the right program for you? Contact our team of experts at The Parker Team – Fairway Independent Mortgage Corporation for help getting started.

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