Jose Perez

With nearly 20 years of experience in the mortgage industry, Jose has dedicated his career to helping individuals and families achieve their homeownership and investment goals. As a seasoned loan officer, he has worked extensively with first-time homebuyers, guiding them through FHA, conventional, VA, and alternative lending options, including non-QM loans.

Beyond securing the right financing, Jose takes pride in educating his clients about the homebuying process, ensuring they make informed decisions that align with their financial future. He has also collaborated with real estate agents to develop strategic marketing approaches that enhance opportunities for both buyers and sellers.

Jose's passion extends beyond real estate financing—he is also an entrepreneur who actively seeks investment opportunities that generate passive income and long-term financial growth. Over the years, he has built a Turo fleet of more than 20 cars, leveraging it as a smart investment for tax benefits and wealth creation. He has also expanded into short-term rentals, purchasing a cabin to diversify his portfolio. Always exploring new business ventures, Jose is committed to building financial freedom.

When he's not working on loans or business opportunities, you'll find Jose traveling, exploring nature, and enjoying time at the beach or in the mountains. He loves discovering authentic local food, off-roading, and attending concerts. Most importantly, he cherishes sharing quality moments with family and friends—whether it’s over great food or simply unwinding with a drink while taking in a scenic view.

Jose is ready to help make your homeownership and investment dreams a reality!