Purchase

Trusted Source for Home Purchase Loans

Explore flexible, affordable mortgage solutions designed to meet your unique needs, with fixed-rate, ARM, FHA, VA, and more options.

Apply Online

We Make Home Purchase Loans Easy

Your dream home deserves more than just wishful thinking. At The Parker Team – Fairway Independent Mortgage Corporation, we connect you with the best purchase loan options in your area to turn that dream into reality. Whether you’re a first-time homebuyer or looking to upgrade, our team guides you every step of the way. We make things simple, affordable, and transparent, offering a range of flexible home purchase loans tailored to your needs. No more guesswork, just straightforward guidance toward homeownership.

Discover a stress-free and seamless homebuying experience with expert support. Contact us today to explore your loan options.

Mortgage Solutions for Every Lifestyle and Budget

Learn about our diverse mortgage loan options tailored to your needs. Whether you’re looking for the stability of fixed-rate mortgages, the flexibility of adjustable rates, or exclusive benefits of VA, ARM, FHA, and more, we have the solutions for you.

Fixed Rate Mortgage Loan

Lock in a rate and enjoy predictable monthly payments and protection against rate increases for the life of your loan. This option is ideal for buyers who plan to stay in their homes for a long time and value stability in their mortgage payments.

Adjusted Rate Mortgage (ARM)

Start with lower initial payments compared to fixed-rate loans. After the initial period (typically 5, 7, or 10 years), the interest rate adjusts to current market trends. This option is suitable for buyers who plan to move within a few years.

VA Mortgage Loan

Exclusively for veterans, active-duty service members, and their families, Veterans Affairs loans offer competitive rates, flexible terms and credit requirements, no private mortgage insurance (PMI), and require no down payment.

FHA Mortgage Loan

Designed for first-time homebuyers or those with less-than-perfect credit, FHA loans offer down payment requirements as low as 3.5% and flexible credit standards, making it easier for young families to enter the housing market.

USDA Mortgage Loan

For buyers looking to purchase a home in rural or suburban areas, USDA loans provide a zero down payment option, competitive interest rates, and the ability to finance closing costs. They’re best suited for low-to-moderate income buyers in eligible areas.

Jumbo Mortgage Loan

For buyers searching for homes exceeding standard loan limits, such as investing in high-value properties, a jumbo loan provides the financing needed for luxury purchases. These higher loan limits come with customizable terms.

Key Financial Factors to Consider

With so many loan options available, it’s important to find the one that best fits your needs and budget. Before deciding on a mortgage type, take a look at your current financial standing. Consider factors such as credit score, income stability, and debt-to-income ratio. The amount you put down on a home will also affect the mortgage you can get and your monthly payments, so it’s important to save up for a substantial down payment if possible.

Start Your Homebuying Journey With Confidence

Buying a home is a significant milestone, and the right purchase loan can make all the difference. At The Parker Team – Fairway Independent Mortgage Corporation, we’re committed to ensuring you feel confident, informed, and ready to take that next step. Whether you’re hunting for your first cozy starter home, upgrading to a larger space for a growing family, or searching for a luxurious new retreat, we’re here to support you at every step of the process, from application to closing.

Start your homebuying journey with confidence! Contact us today and let us help you find the ideal purchase loan for your situation.

Own Your Dream Home

See how easy it is to find your new home loan. Our experienced team is ready to help bring homeownership to life for you.

Apply Now