Refinance / HELOC

Refinance Your Home and Save Big

Lower your payments, access equity, or shorten your loan term with our hassle-free refinancing options.

Your Gateway to Seamless Refinancing

With favorable market conditions and a variety of solutions available, refinancing your home could be your gateway to lowering monthly payments, accessing equity, or shortening your loan term. At The Parker Team – Fairway Independent Mortgage Corporation, we’re proud to serve clients across multiple states. With years of experience and an unwavering commitment to customer service, we make the refinancing process simple and hassle-free.

Whether you’re looking to consolidate debt, reduce your loan term, or cash out on your home’s equity, we’ve got you covered. Apply online today.

Refinancing Services That Work for You

Refinancing isn’t a one-size-fits-all approach. That’s why we offer a wide variety of refinancing products designed to meet the needs of your situation and budget. Here’s a closer look at the main refinancing services we provide:

Rate-and-Term Refinance

With a rate-and-term refinance, you can adjust your loan interest rate and term length, helping to reduce monthly payments and pay off your home faster. This solution is beneficial if interest rates are lower than when you initially took out the loan.

Cash-Out Refinance

With a cash-out refinance, you can tap into your home’s equity by refinancing for a larger amount than your existing balance. This is an effective way to put your home’s equity to work while potentially locking in better loan terms.

Streamline Refinance

If you currently have an FHA, VA, or USDA loan, streamline refinancing is a quick and low-hassle way to reduce your interest rate. Key benefits include minimal required documentation, reduced closing costs, and a faster approval process.

Reverse Mortgage Loan

A reverse mortgage loan allows homeowners age 62 and older to borrow against the equity in their homes without making monthly payments. Instead of paying the lender, the lender provides funds to the borrower to pay for living costs or other expenses.

Get Lower Rates and More Flexibility Today

The rapidly growing real estate market makes it an ideal time to consider home refinancing. With property values appreciating steadily, many homeowners are finding refinancing a strategic way to harness their growing equity and achieve financial flexibility. From lowering your interest rates to extending or shortening your loan term, our experienced team is equipped to guide you every step of the way.

Are you ready to start exploring your refinancing options? Contact us today to speak with one of our expert loan officers or begin the process online.

Own Your Dream Home

See how easy it is to find your new home loan. Our experienced team is ready to help bring homeownership to life for you.

Apply Now